The topic of Abortion has always been a sensitive debate between many of people of the world. typically there are three main views when looking at the discussion of abortion. The first view is the “extreme conservative” , which typically is a belief that stems from the catholic church. This view considers human personhood beginning at the unicellular zygote level and to have an abortion is the equivalent to homicide. The second held view is the “extreme liberal” side which believes that for most instances human personhood begins after birth. The last view is the “moderate” side which argue that there is a morally relevant break between zygote to birth- which determines whether it is justified or not for an abortion.
Hawkins view on abortion is is one that looks at the global picture instead of individual places or societies. Her view is justifying the need for abortion because of the environmental implications. Most importantly looking at the growth of populations and seeing the lack of proper care and necessities and how that correlates to abortion/ birth and the environment. I was looking at the world clock and some of the numbers that it shows us around the world are quite shocking. there are 841, 636,915 undernourished people in the world and about 802,634,558 people with no access to safe water sources. That is around ten percent of the population. This is something to consider when Hawkins discusses poverty, and environmental degradation. The importance of abortion and population limitation is specifically important when looking at the third world.
Hawkins makes it clear that developing countries do not always have the resources or birth control to stabilize the increasing numbers of births and less people dying. She gives an example of Japan and Korea’s birth rates and explained that without abortion their birth rate would have been around 22% higher. This is detrimental when looking at the long-term welfare of “developing” nations.
The over population in the world is rapidly growing and fellow ecofeminist’s must look at the environmental degradation of the planet and the long term effects of over population has. Without the resource of abortion the sustainability of our planet would be in a much worse position right now.
An article I had from a previous course discusses the UN and its sustainability initiatives and how abortion can help. the title of the article is
“Reuse, Reduce, Reproductive Rights: How Abortion Can Help Save the Planet”
I think it is an interesting read when looking at abortion on the global scale.
bibliography
Abortion Worldwide 2017: Uneven Progress and Unequal Access. (2019, July 25). Retrieved from https://www.guttmacher.org/report/abortion-worldwide-2017
Bess, G. (2015, October 6). Reuse, Reduce, Reproductive Rights: How Abortion Can Help Save the Planet. Retrieved from https://www.vice.com/en_us/article/vv5kj9/reuse-reduce-reproductive-rights-how-abortion-can-help-save-the-planet
Joanna Erdman: The global abortion policies database-legal knowledge as a health intervention. (2017, November 13). Retrieved from https://blogs.bmj.com/bmj/2017/11/01/joanna-erdman-the-global-abortion-policies-database-legal-knowledge-as-a-health-intervention/
Is It Necessary to Hire a Attorney for Claim Disputes? What Research and Experience Reveal
Several years earlier, I found myself in a predicament I never thought possible: in a
standoff with an policy provider. At that time, I assumed the claim process would
run smoothly, since from the beginning I had completed the
requirements, prepared all documents, and paid premiums on time.
But the reality was the opposite. The process became bureaucratic, my claim was dragged on multiple times, and
in the end, it was turned down without a clear explanation.
From that moment, I started to understand that in the realm of
insurance, depending only on good faith is often not enough.
There are layers of legal complexity, clauses open to interpretation, and legal rules that are not
clear to the average person.
The question then arose: “Faced with this problem, do I have to
consider hiring a legal expert in insurance disputes?”
What Are Insurance Claim Problems and Why Do They Keep Arising?
When you look at it closely, insurance disputes are fairly common. According to
a survey by the University of Indonesia, Faculty of Law (Santoso, 2021), more than one-third of
consumer complaints in the financial services sector
over the last five years were related to insurance claims.
That figure is remarkably significant and shows that insurance issues are not just individual incidents, but a widespread issue.
Some recurring patterns include:
– Claims being rejected for reasons that are unclear.
– Claim payments taking months beyond the deadline.
– Differences in interpretation between the written policy and actual practice.
– The insurer declared insolvent.
I remember clearly that the insurer at the time said my claim couldn’t be processed because of an “exception in the policy.”
Yet I had read the policy many times, and in my
view, that exception was completely misplaced to my case.
What Does It Seem Like to Confront an Insurer Alone?
Honestly, it felt like taking on a massive opponent.
I, as an individual, had no strong legal access, while the company had a legal team, rules,
and time.
I tried to contact the Financial Services Authority (OJK) to file a report, but the
process was drawn-out. There were mediations,
clarification steps, and no guarantee it could all be resolved swiftly.
In that condition, I felt stuck. Until eventually, I started looking into the services
of an insurance lawyer.
Can a Lawyer Actually Assist Insurance Disputes?
The short answer is: absolutely—and they can be extremely helpful.
According to research from Airlangga University, Graduate Program in Business Law (Rahman, 2020), consumers who were assisted by lawyers in insurance disputes had almost 50% better chances of resolution compared to those who went through the process alone.
The reason is simple: lawyers know legal loopholes, can read policies with a legal eye,
and navigate dispute resolution procedures both inside and outside of court.
I once discussed this with a colleague who went through a
similar case. He used an attorney from PengacaraJustitia.com, and he said the mediation process
became much faster. Even before reaching court, the insurance company chose to settle because the consumer’s position was backed by law.
Do All Cases Have to Go to Trial?
Not necessarily. There are several routes to address disputes:
Internal Insurance Mediation
Insurers usually have a complaint handling unit. Unfortunately, this path is often not optimal if the issue is serious.
OJK Mediation
This can be done through OJK, but it is a lengthy process.
Indonesian Insurance Mediation and Arbitration Board (BMAI)
BMAI is a formal organization that handles insurance disputes.
The process may be quicker, but still, without legal understanding, the results can be weak.
District Court
The final option is the court, which is binding, but requires
strategic legal planning.
According to a study by the Faculty of Law at Gadjah Mada University (Pradipta,
2019), more than 50% of insurance cases that reach court can be won by consumers if they are assisted by a specialist insurance
lawyer.
When Is the Optimal Time to Contact an Insurance Lawyer?
From my experience, the sooner, the better. Don’t wait until the case escalates and your position weakens.
Some signs you require assistance:
– Claim rejected without proper reasoning.
– Claim payout dragging on.
– Indications that the company is not open about the policy.
– The insurer is in distress.
At that point, an insurance lawyer is no longer a luxury,
but a necessity.
Why Hiring a Lawyer for Insurance Matters
Imagine you have a serious medical condition—you’d feel
safer being treated by a specialist, right? The same principle applies to law.
Not all lawyers are trained in dealing with insurance companies.
Some platforms, like Jasa.PengacaraJustitia.com
or TemanHukum.com, focus exclusively on this field. They understand the fine print, and they apply proven methods.
For me personally, my first experience with a lawyer opened my eyes.
I realized that many consumer rights are often obscured behind complex legal language.
How Does It Affect Peace of Mind and Financial Situation?
Before having a lawyer, I was often stressed every time I
opened emails or received calls from the insurance company.
It felt like relentless stress.
But after having legal support, I could be at ease.
I knew there was someone who had my back and would protect my rights.
Financially, yes, there is a charge for legal services.
But compared to potential losses of considerable financial
damage from a failed claim, the cost is negligible.
Conclusion: Don’t Delay in Seeking Professional Help
If you are currently dealing with problems with an insurance
company, don’t try to manage it alone for too long. The
legal world is complex, and insurers have expertise in handling claims.
Based on personal experience and academic findings from various studies (Santoso,
2021; Rahman, 2020; Pradipta, 2019), consumers are clearly strongly positioned when assisted by a
specialist insurance lawyer.
In Indonesia, platforms like PengacaraJustitia.com, Jasa.PengacaraJustitia.com, and TemanHukum.com offer real support.
They can ensure claims aren’t ignored.
Because ultimately, insurance is about protection. But when protection feels like
a problem, we have the right to take action correctly—through the
proper channels, with the right lawyer.
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