The topic of Abortion has always been a sensitive debate between many of people of the world. typically there are three main views when looking at the discussion of abortion. The first view is the “extreme conservative” , which typically is a belief that stems from the catholic church. This view considers human personhood beginning at the unicellular zygote level and to have an abortion is the equivalent to homicide. The second held view is the “extreme liberal” side which believes that for most instances human personhood begins after birth. The last view is the “moderate” side which argue that there is a morally relevant break between zygote to birth- which determines whether it is justified or not for an abortion.
Hawkins view on abortion is is one that looks at the global picture instead of individual places or societies. Her view is justifying the need for abortion because of the environmental implications. Most importantly looking at the growth of populations and seeing the lack of proper care and necessities and how that correlates to abortion/ birth and the environment. I was looking at the world clock and some of the numbers that it shows us around the world are quite shocking. there are 841, 636,915 undernourished people in the world and about 802,634,558 people with no access to safe water sources. That is around ten percent of the population. This is something to consider when Hawkins discusses poverty, and environmental degradation. The importance of abortion and population limitation is specifically important when looking at the third world.
Hawkins makes it clear that developing countries do not always have the resources or birth control to stabilize the increasing numbers of births and less people dying. She gives an example of Japan and Korea’s birth rates and explained that without abortion their birth rate would have been around 22% higher. This is detrimental when looking at the long-term welfare of “developing” nations.
The over population in the world is rapidly growing and fellow ecofeminist’s must look at the environmental degradation of the planet and the long term effects of over population has. Without the resource of abortion the sustainability of our planet would be in a much worse position right now.
An article I had from a previous course discusses the UN and its sustainability initiatives and how abortion can help. the title of the article is
“Reuse, Reduce, Reproductive Rights: How Abortion Can Help Save the Planet”
I think it is an interesting read when looking at abortion on the global scale.
bibliography
Abortion Worldwide 2017: Uneven Progress and Unequal Access. (2019, July 25). Retrieved from https://www.guttmacher.org/report/abortion-worldwide-2017
Bess, G. (2015, October 6). Reuse, Reduce, Reproductive Rights: How Abortion Can Help Save the Planet. Retrieved from https://www.vice.com/en_us/article/vv5kj9/reuse-reduce-reproductive-rights-how-abortion-can-help-save-the-planet
Joanna Erdman: The global abortion policies database-legal knowledge as a health intervention. (2017, November 13). Retrieved from https://blogs.bmj.com/bmj/2017/11/01/joanna-erdman-the-global-abortion-policies-database-legal-knowledge-as-a-health-intervention/



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When you think about it, insurance disputes are not
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consumer complaints in the financial services sector over the last
five years were related to insurance claims. That figure is quite high and shows that insurance issues are not just one-off matters,
but a common reality.
Some recurring patterns include:
– Claims being denied for reasons that are vaguely justified.
– Claim payments taking too long.
– Differences in understanding between the written policy and actual practice.
– The insurer failing to pay.
I can still picture that the insurer at the time
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policy.” Yet I had read the policy many times, and in my view, that exception was completely misplaced to my case.
What Does It Feel Like to Go Against a Policy Provider Alone?
Honestly, it felt like going against a giant. I, as an individual, had no real legal power, while
the company had their own legal department, rules, and time.
I tried to contact the Financial Services Authority (OJK) to file a report, but the
process was time-consuming. There were mediations, clarification steps, and
no guarantee it could all be resolved swiftly.
In that condition, I felt blocked. Until eventually, I started looking into the services of
an insurance lawyer.
Can a Attorney Actually Assist Insurance Disputes?
The short answer is: absolutely—and they can be extremely helpful.
According to research from Airlangga University, Graduate
Program in Business Law (Rahman, 2020), consumers
who were assisted by lawyers in insurance disputes had
notably stronger chances of resolution compared to those who went through the
process alone.
The reason is simple: lawyers are familiar with legal loopholes,
can analyze policies with a legal eye, and follow dispute resolution procedures both inside and outside of court.
I once discussed this with a colleague who went through a similar case.
He used an attorney from PengacaraJustitia.com, and
he said the mediation process became much faster.
Even before reaching court, the insurance company chose to settle because
the consumer’s position was legally stronger.
Do All Cases Have to Go to Trial?
Not in all cases. There are several routes to handle disputes:
Internal Insurance Mediation
Insurers usually have a complaint handling unit. Unfortunately,
this option is often not optimal if the issue is
serious.
OJK Mediation
This can be done through OJK, but it takes time.
Indonesian Insurance Mediation and Arbitration Board (BMAI)
BMAI is a specialized body that handles insurance disputes.
The process may be more efficient, but still, without legal understanding,
the results can be weak.
District Court
The final path is the court, which is binding, but requires strategic legal planning.
According to a study by the Faculty of Law at Gadjah Mada University (Pradipta, 2019), more than 50% of insurance
cases that reach court can be won by consumers if they are assisted by a dedicated attorney.
When Is the Optimal Time to Reach Out to an Insurance
Lawyer?
From my experience, acting early is key. Don’t delay
until the case escalates and your position is compromised.
Some signs you might need assistance:
– Claim dismissed without proper reasoning.
– Claim payout taking too long.
– Indications that the company is not open about the policy.
– The insurer is in default.
At that point, an insurance lawyer is no longer a luxury, but a necessity.
Why Engaging a Lawyer for Insurance Matters
Imagine you have a serious medical condition—you’d prefer being treated by a expert, right?
The same principle applies to law. Not all lawyers are
trained in dealing with insurance companies.
Some platforms, like Jasa.PengacaraJustitia.com
or TemanHukum.com, specialize in insurance law. They have strategies
that work, and they understand what approaches are
most effective.
For me personally, my first experience with a lawyer was eye-opening.
I realized that many consumer rights are often masked
behind complex legal language.
How Does It Affect Emotional Well-Being and Financial
Situation?
Before having a lawyer, I was often anxious every time I opened emails or received calls from the insurance
company. It felt like relentless stress.
But after having legal support, I could breathe easier.
I knew there was someone who could fight for me and would step in if things went unfairly.
Financially, yes, there is a fee for legal services.
But compared to potential losses of tens or hundreds of millions from a failed claim, the cost
feels small.
Conclusion: Don’t Delay in Seeking Professional Help
If you are currently struggling with an insurance company, don’t attempt without help for too
long. The legal world is tricky, and insurers have years of experience in handling claims.
Based on personal experience and academic findings from various studies (Santoso, 2021; Rahman, 2020;
Pradipta, 2019), consumers are clearly more likely to succeed when assisted by
a specialist insurance lawyer.
In Indonesia, platforms like PengacaraJustitia.com, Jasa.PengacaraJustitia.com,
and TemanHukum.com offer real support. They can ensure claims aren’t
ignored.
Because ultimately, insurance is about safeguarding.
But when protection feels like a problem, we have the right
to seek justice—through the judicial route, with the right lawyer.
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